Initially, the individuals getting medical care will be liable for all the medical bills even when they are the accident victims. Still, getting immediate medical care may tremendously affect your case and recovery.
Seeking medical care shows your injuries are serious and helps your claim. So, always get medical help even when you aren’t sure where to get the money from. Eventually, the party who caused your injuries will be held responsible.
However, auto accident injury cases may take many months or even years. This is why, in the meantime, you will need to take time to navigate to this website for a Las Vegas auto accident lawyer. Your attorney will advise on the available options for paying medical bills, like:
- MedPay Insurance
In Las Vegas, every insurance company must provide MedPay coverage when offering auto insurance. This coverage will help you settle your medical bills following an auto accident, irrespective of who is to be blamed for the crash.
MedPay insurance allows auto injury victims to settle medical bills while all the accident payments and details are sorted out. The coverage has no deductible, allows the injured to see the doctor of choice, and covers various medical expenses up to the policy limits.
- Health Insurance
Under Nevada law, when you don’t have Medicare or health insurance, every major hospital apart from county-run UMC (University Medical Center) in Las Vegas should discount their services by 30%.
Other medical providers could offer a lien. If a healthcare provider works on a lien basis, they can delay payment until the case is resolved.
A good Las Vegas car accident injury lawyer may refer to you a network of therapists, chiropractors, and doctors ready to work on a lien. Regardless of who offers you treatment, your attorney will work with them to ensure your injuries as well as injuries are documented properly to get the compensation amount you deserve.
- A Letter of Promise
This letter of promise is common in auto accident cases and serves as an agreement between a healthcare provider and the injured party. Your medical provider will agree to treat you without up-front payment in exchange for a letter of promise.
The letter promises the healthcare provider that you will settle the medical bills from your trial recovery or auto accident settlement. This option is the best way to get healthcare services following an auto accident.
If you don’t have health insurance but need healthcare, you will be forced to pay out of pocket. Perhaps you may use a credit card, and once you get compensated, you pay the credit card back.
For most people, this isn’t a suitable option for them. However, the truth is that you can’t wait until the fault is proven, and taking longer to get treated can lead to further medical problems in the future.
If you have been injured after an auto accident that another person caused, you need to talk to a professional lawyer to guide you through. If your attorney thinks the case will take longer, your attorney will suggest the best options for paying medical bills until everything is resolved.